Exposing Hidden Benefits

Offering Additional Benefits to Your Employees Doesn’t Have to Cost Your Business

Your company may not be able to offer all of the types of insurance benefits that are available, but that doesn’t mean you can’t make them available to your employees. Did you know that there are companies that can offer additional insurance benefits to your employees at no cost to your business? That’s exactly what Ruth Plant does for companies through Colonial Life in Indiana.

Ruth Plant of Colonial Life
Ruth has been involved in insurance her entire career. She now runs a team of 25 associates who help companies with benefit enrollment, counseling employees about insurance products, and interfacing with the insurance companies. Through Colonial Life and proprietary online tools like Harmony, the enrollment process is paperless and as pain-free as possible.

Online tools also allow employees who opt for supplemental benefits to have their own login to check their policies online. One example of a supplemental benefit is called “Hospital Confinement”, which can help pay your hospital deductible should you find yourself hospitalized for any reason. Ruth works with clients on a one-on-one basis and “every client has different needs.”

“What a lot of people don’t realize is that this service is free to the employer and optional to employees,” Ruth and her team of professional benefit counselors help employers and employees by identifying strategies to ease the pain of the high cost of health insurance. Ruth explained, “We spend about 30 minutes with each employee explaining the benefits the employer provides then helps identify any gaps in their benefit package. My clients depend on me to make sure they won’t run out of money when they need it most.”

We asked Ruth what she likes to do when she’s not helping companies provide more benefits to their employees and she said she likes to travel. She’s visited her daughter in Germany, but now that she’s moved to Hawaii she can’t wait to visit her there. To have Ruth visit your company to find out how you can offer more benefits to your employees, call 317-244-6600, or email: ruth.plant@coloniallife.com